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The amount still owing at the start of the period — not the original loan amount.
The offset account balance on the day before the statement period. Read from the statement's balance column automatically when available.
The offset benefit your bank actually applied for the period. Without it we can recalculate your expected benefit but cannot audit the bank's figure.
The statement period is detected automatically from your uploaded transactions; set it explicitly for the most accurate result — quiet days at the start or end of a period still earn offset benefit.
Total mortgage payments
$0.00
0 payments detected
Total interest charged
$0.00
0 charges detected
Total offset benefit
$0.00
Recalculated from daily balances
Offset vs interest
$0.00
Interest still paid after offset
How much of your interest the offset covered
Expected Offset
$0.00
What you should have received
Actual Offset Applied
$0.00
What the lender gave you
Difference
$0.00
Underpayment / Overpayment
Discrepancy %
0.00%
Of expected offset amount
Analysis complete
Your offset calculations look correct.
The bank's figures in amber and orange; the verified offset benefit in green.
| Date | Description | Account | Amount | Category |
|---|
| Date | Offset Balance | Daily Interest Saved | Cumulative | Status |
|---|
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